Covid19 Happened After You Planned 2020

Rewrite Your Business Process for the Next 90 Days

These current Covid 19 times have really stopped all of us small business owners in our tracks.  We had to throw out the business plan we just did at the first of the year and start all over.

Here are some practical TIPS to implement for success.

1.Take Your Meds! 

I don’t mean prescription drugs!  You have heard the saying “put the oxygen mask on you first, then you can help others.”  Well that is what taking your MEDS is about.  It is a metaphor for meditate, exercise, diet and sleep.  These are key to our overall health and wellness and staying on track for long term success in life.

Meditate – we are in a high stress environment and situations with all of our social and business changes.  Meditate, pray, breathe … create space where you can unplug and have quite time to clear your mind.  Take time to set the tone for the day or remove all the negative energy or to simply calm your thoughts and prepare for the day or end the day if needed.

Exercise – it could be getting in your 10K ‘steps’ for the day and for some of you it could mean your thirty minutes to an hour of a good solid work out routine.  Some are doing virtual exercise groups.  Wherever you are in your exercise journey, make sure you are creating time an a routine to fit in a healthy exercise routine.

Diet – we are what we eat! Make sure you are eating for energy.  Research options to make sure you are feeding energy to your mind and body.

Sleep – studies tell us that 7+ hours of sleep allow the mind to detox and wash out and to be ready for the next day!  We should all do the best we can to take care of ourselves.  Don’t be that person that becomes the energy-sucking vampire.

  1. Make Sure Your Finances Are In Order!

This is part of the safety equation, too.  Make sure you are getting the facts and truth.  Scrub your expenses hard and fast if you haven’t already and make sure you are working with a P&L.   Talk to your CPA or Financial Professional.

  1. Keep Your Business Moving Forward!

That means yes you can continue to market BUT with the right tone and messaging.  Plan out what you will do over the next 30 to 90 days.  What videos you would like to do?  What emails are you going to send?  What marketing campaigns are you going to implement?  No matter what you decide in form of marketing just make sure you are sharing the right tone and message.   If you have billboards make sure you update them to say #WeCare.  Support your local community and make it meaningful.  You don’t have to stop your marketing, simply make it meaningful.  If things are still a little somber in your area, then launching out with a ‘party like’ tone will not be received very well.  Take things seriously and make sure you are matching your message to the right tone needed.  If people are still scrambling for work and still in a social distancing requirement, address your audience accordingly.

  1. Go Virtual!

You have adapted by now to the virtual arena, I hope! Skype, Zoom, Google hangouts, etc.  Embrace it and get comfortable with it.  It will be here to stay.  I don’t believe we will go back to the way it was after this.  Many businesses have had to adapt to the work from home and virtual systems.  There are many cost savings and ease of conducting business involved that make this advantageous.

Tony Robbins says there are always two kinds of people:  Those that BLAME the resources and those that ARE resourceful!  Which are you?  Are you coming from a fixed mindset or a growth mindset?  People in the past would resist doing videos and now everyone is doing it! Those that adapt to change are the ones that survive and thrive.

  1. Load The Cannon!

Yes, you generate leads in this environment.  How are you educating people today?  How are you staying up on your industry trends and ever-changing market conditions?  Plan how you will nurture your leads.  Check in to see how people are doing.  Show compassion and empathy.  If business comes out of it, that’s great but at least you kept the relationships alive and current.

  1. Sharpen Your Axe!

Especially if your area is still practicing social distancing, you can take some time to sharpen your skills.  Do you need to upgrade your tech skills, your negotiation skills, and marketing skills?  Now’s the time!

  1. Adjust Your Tone!

Have you double-checked the automated systems that are sending out messages and emails to make sure you have updated those messages to match the tone needed now?  Make sure you are relevant and current.

 

So you had big plans for 2020?!  Then Covid 19 happened.  Well, time to revamp, restructure and rewrite.    If you have more tips to add, please share them.  All of us small business owners need to pull together and help each other now more than ever!  Here’s hoping these tips have helped.

 

The Financial Literacy FAIL

Financial literacy fails because it addresses only one problem:   It focuses on facts and figures while largely ignoring behavior.

This is insane.

This is like promoting sex education that talks about penises and vaginas while never discussing what it’s like to be madly in love with somebody so in love that your brain stops working and you just end up being ‘CLOSE’ anyway.  For sex education to be effective, it has to deal with real-world circumstances and behavior.  It has to teach about psychology and emotions, not just body parts!

The same is true with financial literacy.

Literacy = “… the ability to use printed and written information to function in society, to achieve ones goals, and to develop one’s knowledge and potential.”

  1. Folks are too influenced by a barrage of media, admitting they are influenced by it but ADMIT and recognize it and then NOT fall prey to the temptation to buy just because they have great marketing.
  2. THINK about spending. Ensuring that each dollar has a purpose before it even comes into their hand.   Stop spending on impulse and be deliberate about where those dollars go.

Instead of teaching Americans about credit cards and rates of return, we need to be teaching them about behavioral finance.  We need to be showing them how to break free from the marketing messages that are all around.  We need to be showing them how to set (and achieve) personal goals, especially financial goals.  We need to teach skills like conscious spending.

Ultimately, if we want Americans to be smarter with their money, we need to encourage them to consume less media — to avoid advertising — and we need to teach them to master the emotional side of personal finance.  We need to show them how to change their BEHAVIOR.  We need to appeal to their self-interest.  We need to help them find intrinsic motivation to save.

Each of us needs to dig deep inside to find what it is that’s important to us, what it is that brings us joy, and we need to prioritize that instead of all the other garbage.  I’m not suggesting that we abandon traditional financial literacy completely. But I think a constant push for more financial education is a waste of time and is not enough.  To truly be successful, financial education has to address the behavioral side of money because that is absolutely the biggest piece of the puzzle.

What do you think?  Have you seen this happen in your life?   Leave a comment below.

Why Eclipse Financial Services

Eclipse Financial Services

Hi, my name is Reggie Moon.  My wife Sindy and I own a Real Estate Company on the Southside of Atlanta, Georgia.  Three years ago we added financial services to what we do for a very simple reason. Two out of one hundred people are going to buy a house this year, two! Out of those same one hundred people there are eighty five of them that are in for the biggest financial train wreck that has been seen for generations. So if you are in the business of helping people like we are, would it be better to JUST change folks address or change their financial trajectory?  I go with the latter.

Then who are going align with to help folks?    An entrepreneur that has done it maybe NEVER or one that has built not just one but two multi-billion-dollar market-cap financial services companies. We aligned with Hubert Humphrey with Hegemon Group International.    He originally built Primerica Financial Services and World Financial Group.  So if you are going to align with someone then why not go with someone who has already successfully done it.

If you do more than just change a family’s address then give me a call to discuss.  Reggie Moon, Eclipse USA Realty and Eclipse Financial Services.

Call or click 404-Eclipse(325-4773) www.404Eclipse.com

 

 

 

What is this “Good” Friday and how does it apply to me?

What IS “Good” Friday?

What is Good Friday and why do we call Good Friday “good,” when it is such a dark and bleak event commemorating a day of suffering and death for Jesus?

Why is it called “Good” Friday?

For Christians, Good Friday is a crucial day of the year because it celebrates what we believe to be the most momentous weekend in the history of the world. Ever since Jesus died and was raised, Christians have proclaimed the cross and resurrection of Jesus to be the decisive turning point for all creation. Paul considered it to be “of first importance” that Jesus died for our sins, was buried, and was raised to life on the third day, all in accordance with what God had promised all along in the Scriptures (1 Corinthians 15:3).

On Good Friday we remember the day Jesus willingly suffered and died by crucifixion as the ultimate sacrifice for our sins (1 John 1:10). It is followed by Easter, the glorious celebration of the day Jesus was raised from the dead, heralding his victory over sin and death and pointing ahead to a future resurrection for all who are united to him by faith (Romans 6:5).

What is so “Good” about it?

Still, why call the day of Jesus’ death “Good Friday” instead of “Bad Friday” or something similar? Some Christian traditions do take this approach: in German, for example, the day is called Karfreitag, or “Sorrowful Friday.” In English, in fact, the origin of the term “Good” is debated: some believe it developed from an older name, “God’s Friday.” Regardless of the origin, the name Good Friday is entirely appropriate because the suffering and death of Jesus, as terrible as it was, marked the dramatic culmination of God’s plan to save his people from their sins.

In order for the good news of the gospel to have meaning for us, we first have to understand the bad news of our condition as sinful people under condemnation. The good news of deliverance only makes sense once we see how we are enslaved. Another way of saying this is that it is important to understand and distinguish between law and gospel in Scripture. We need the law first to show us how hopeless our condition is; then the gospel of Jesus’ grace comes and brings us relief and salvation.

In the same way, Good Friday is “good” because as terrible as that day was, it had to happen for us to receive the joy of Easter. The wrath of God against sin had to be poured out on Jesus, the perfect sacrificial substitute, in order for forgiveness and salvation to be poured out to the nations. Without that awful day of suffering, sorrow, and shed blood at the cross, God could not be both “just and the justifier” of those who trust in Jesus (Romans 3:26). Paradoxically, the day that seemed to be the greatest triumph of evil was actually the deathblow in God’s gloriously good plan to redeem the world from bondage.

The cross is where we see the convergence of great suffering and God’s forgiveness. Psalms 85:10 sings of a day when “righteousness and peace” will “kiss each other.” The cross of Jesus is where that occurred, where God’s demands, his righteousness, coincided with his mercy. We receive divine forgiveness, mercy, and peace because Jesus willingly took our divine punishment, the result of God’s righteousness against sin. “For the joy set before him” (Hebrews 12:2) Jesus endured the cross on Good Friday, knowing it led to his resurrection, our salvation, and the beginning of God’s reign of righteousness and peace.

Good Friday marks the day when wrath and mercy met at the cross. That’s why Good Friday is so dark and so Good

Good Friday verses.  

Romans 5:6-10 – “You see, at just the right time, when we were still powerless, Christ died for the ungodly. Very rarely

will anyone die for a righteous person, though for a good person someone might possibly dare to die. But God demonstrates his own love for us in this: While we were still sinners, Christ died for us. Since we have now been justified by his blood, how much more shall we be saved from God’s wrath through him! For if, while we were God’s enemies, we were reconciled to him through the death of his Son, how much more, having been reconciled, shall we be saved through his life!”

1 Peter 2:24 – “He himself bore our sins” in his body on the cross, so that we might die to sins and live for righteousness; “by his wounds you have been healed.”

Isaiah 53:3-5 – “He was despised and rejected by mankind, a man of suffering, and familiar with pain. Like one from whom people hide their faces he was despised, and we held him in low esteem. Surely he took up our pain and bore our suffering, yet we considered him punished by God, stricken by him, and afflicted. But he was pierced for our transgressions, he was crushed for our iniquities; the punishment that brought us peace was on him, and by his wounds we are healed.”

The Crucifixion and Death of Jesus Our Christ. 

Matthew 27 –  45 From noon until three in the afternoon darkness came over all the land. 46 About three in the afternoon Jesus cried out in a loud voice, “Eli, Eli,c] lema sabachthani?” (which means “My God, my God, why have you forsaken me?”).d]

47 When some of those standing there heard this, they said, “He’s calling Elijah.”

48 Immediately one of them ran and got a sponge. He filled it with wine vinegar, put it on a staff, and offered it to Jesus to drink. 49 The rest said, “Now leave him alone. Let’s see if Elijah comes to save him.”

50 And when Jesus had cried out again in a loud voice, he gave up his spirit.

51 At that moment the curtain of the temple was torn in two from top to bottom. The earth shook, the rocks split 52 and the tombs broke open. The bodies of many holy people who had died were raised to life. 53 They came out of the tombs after Jesus’ resurrection ande] went into the holy city and appeared to many people.

54 When the centurion and those with him who were guarding Jesus saw the earthquake and all that had happened, they were terrified, and exclaimed, “Surely he was the Son of God!”

Enjoy, celebrate and remember your Good Friday!